Non-formula Loan (Short-term Working Capital Loan)
Borrow and repay at any time without conditions for loan usage
When high-growth companies are confronted with working capital gap while growing their business, our short term working capital loan can help invigorate their cash flow so they can sustain their development and business expansion.
There are no prerequisites for loan usage and it supports your short term working capital needs for robust business growth.
Term Loan (Mid-term Working Capital Loan)
Structured for the growth of startups and adapts as your business expands
Its flexible structure significantly eases borrowers’ repayment pressure, enables entrepreneurs to stay focused on business development, and helps companies extend their runway.
Pooled AR Financing
Revitalize and utilize your AR pool to ease your burden
We establish a pool of eligible ARs and then calculate the borrowing base (50% to 80% of the total amount of all ARs in the pool). Every month we will recalculate the borrowing base according to the updated AR pool.
Term Loan (Mid-term Fixed Asset Loan)
It is tailor-made for early-stage or mid-stage technology companies that are yet to generate revenues and are with little tangle assets and unsteady cash flow, as well as late stage technology companies. Loan terms vary between two and three years. You can pay back the principal and interest on a monthly basis, and we recalculate the monthly interest according to the remaining loan principal.
Together with our parent banks - Silicon Valley Bank and Shanghai Pudong Development Bank, our joint venture bank can provide you with a global platform of trade finance services. Whether you are a buyer that needs a letter of credit, or a bidder who needs us to issue a tender guarantee, we offer you solutions tailored to your business model , and we help you achieve the transaction successfully. We have the tools and resources to mitigate the risks of dealing with foreign buyers, accelerate cash flow, and maximize your business opportunities.
Commercial Letter of Credit Issuance
Irrevocable Documentary Credit
Irrevocable Transferable Documentary Credit
Standby Letter of Credit or Bank Guarantee Issuance
Performance Guarantee/Standby LC
Advance Payment Guarantee/Standby LC
Tender Guarantee/Standby LC
Counter Guarantee/Standby LC
Financial Guarantee/Standby LC
Import Trade Loan
Import Loan
Import LC Payment Financing
Our M&A Loan provides lending solutions to you when you are engaged in buyout or asset acquisition activities, and supports your capital needs of rapid growth and expansion in China or overseas.
Off-shore companies can open NRA CNY account with us, and further pledge the deposit for an on-shore financing.You can issue RMB Letter of Credit, RMB Standby Letter of Credit or RMB Bank Guarantee, and settle in cross border RMB.
There are also other financing solutions such as Bridge Loans (NEI BAO WAI DAI, WAI BAO NEI DAI), Third Party Guarantee Loan, Cash Secured Loan, and Syndication Loan all tailored for your different business needs.
Contact Us
21/F, Block B, Baoland Plaza, No. 588 Dalian Road, Shanghai
Unit 2318 & 3217, China World Tower 1, No. 1 Jianguomenwai Avenue, Chaoyang District, Beijing
Room 802, Building N2, Alibaba Building, No. 3331, South Keyuan Road (Shenzhen Bay), Nanshan District, Shenzhen
Room 4101 & 4104, Taiping Financial Building, 398 East Suzhou Ave., Suzhou Industrial Park, Suzhou
86 21 35963037